Sunday, April 04, 2021

Moving from India to London - buying/driving a car

London has excellent public transport so don't buy a car unless you really have to. Many houses/flats don't have a dedicated parking slot. Car insurance is very costly. Often, you may spend a lot of time finding a parking slot at your destination. I have gone to parks in my car only to come back home as I couldn't find a parking slot.
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But if you want to buy a car it's better to buy a used car as soon as you move to London from India since your Indian license is valid for 1 year and then you have to get a UK license. But getting a UK license is not easy, you have to practice and study a lot. So it's better to buy a car quickly, get few driving lessons, watch some YouTube videos(especially about Roundabouts) and get practice in your car. You will be able to clear your driving test easily. Also start studying for the theory test which will make you aware of all the rules quickly.

To buy a used car you can try 2 of the most popular websites: AutoTrader and CarGiant. CarGiant is a company which purchases cars and sells them back. On AutoTrader, individuals and car dealers list their cars. CarGiant is a bit expensive compared to AutoTrader.

After buying a used car, here are your regular expenses(apart from maintenance and fuel):

1. Annual Insurance(Car has to be insured for everyone who will drive it)
2. Road Tax(You can set up Direct Debit - monthly or annually). It depends on how much emission is emitted by your car.
3. Annual MOT test which checks whether your car is in good condition.

Things to watch out for while buying a car:
1. Don't buy Diesel - it will attract more penalties. London has many areas which comer under LEZ and ULEZ and those areas are constantly expanding. A Diesel car will attract more fines in those areas. While searching for cars you can search for cars which are compliant with LEZ/ULEZ.

2. Always take a test drive. Check the car from inside, check the boot space, open the bonnet and have a look. Reverse the car. Very few cars in UK have Air Conditioner by default, but it's useful in Summers sometimes. Check lights/wipers/tyres. Search online, some companies do car inspections if you pay them.

3. Don't buy Cat S/C/D/N cars. They have had quite a lot of damage in the past.

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