Online fraud : Punjab National Bank Phising mail

Here are the headers of that mail :

Delivered-To: me@gmail.com
Received: by 10.114.150.5 with SMTP id x5cs51357wad;
Sun, 13 Dec 2009 06:35:32 -0800 (PST)
Received: by 10.142.60.18 with SMTP id i18mr2345967wfa.111.1260714932418;
Sun, 13 Dec 2009 06:35:32 -0800 (PST)
Return-Path: 
Received: from mail.k-pro.com.cn ([210.22.90.142])
by mx.google.com with ESMTP id 40si8773892pzk.109.2009.12.13.06.35.29;
Sun, 13 Dec 2009 06:35:32 -0800 (PST)
Received-SPF: neutral (google.com: 210.22.90.142 is neither permitted nor denied by best guess record for domain of netbanking.alert@pnb.co.in) client-ip=210.22.90.142;
Authentication-Results: mx.google.com; spf=neutral (google.com: 210.22.90.142 is neither permitted nor denied by best guess record for domain of netbanking.alert@pnb.co.in) smtp.mail=netbanking.alert@pnb.co.in
Received: from User [41.217.2.8] by mail.k-pro.com.cn with ESMTP
(SMTPD32-8.10) id A49935A0228; Sun, 13 Dec 2009 22:05:13 +0800
From: "Punjab National Bank"
Subject: Alert: Update Your Punjab National Bank NetBanking Account
Date: Sun, 13 Dec 2009 15:12:11 +0100
MIME-Version: 1.0
Content-Type: text/html;
charset="Windows-1251"
Content-Transfer-Encoding: 7bit
X-Priority: 3
X-MSMail-Priority: Normal
X-Mailer: Microsoft Outlook Express 6.00.2600.0000
X-MimeOLE: Produced By Microsoft MimeOLE V6.00.2600.0000
Message-Id: <200912132207519.sm01548@user>